General
Graduation
Your Program Guarantee
Program Modifications
- What happens to the money in my Dedicated Account if I cancel my program?
- How do I cancel my Paramount Law program?
- How do I modify my program deposit?
- How do I increase my program deposit or make additional one-time deposits?
- How do I remove an account from my program?
- How do I add an account to my program?
Legal Topics
- How will I know if a Power of Attorney (POA) is required?
- What is a Power of Attorney (POA) and why do I need to complete it?
- Why am I being asked to call the law firm directly?
- How much does Legal representation cost?
- What if one of my creditors sues me?
- What if one of my creditors uses a law firm to collect on a debt?
Your Settlements
- When will my credit report get updated once a debt is resolved?
- What is a 1099C? Will I owe taxes on my forgiven debt?
- Can I pay off a structured settlement early?
- What happens if one of my settlements goes null and void?
- Is it possible to lose a settlement?
- How long will it take for my payments to clear with creditors?
Negotiations
- Who is Lending USA?
- What happens if a creditor insists that I be involved in negotiations?
- What if the creditor won’t negotiate with Paramount Law?
- Who does Paramount Law negotiate with to settle my debts?
- Which of my debts will you settle next?
- When will Paramount Law start negotiating my next settlement?
Your Dedicated Account
Your Enrolled Debts
Handling Creditors
- What do I do if my debt is moved to a new creditor or debt collector?
- What if a creditor makes me a settlement offer directly?
- What if I get calls from a creditor on a debt that has already been settled?
- What should I do with the statements and letters creditors, collectors, or law firms send me?
- What do I say to the creditors that keep calling me?
- Will creditors and debt collectors call me?
Intro
- How does debt settlement affect my credit score?
- How do fees work?
- Why doesn’t Paramount Law start paying my creditors as soon as I enroll in the program?
- Why should I stop paying my creditors when I enroll in the program?
- How do I stop automatic payments to creditors?
- What do I need to do after I enroll?